What are reserves in a mortgage? The key information you need to know

A first mortgage lien, also known as a primary lien, is the primary legal claim your lender has on your home. Learn how it works & what happens if you default. Read more

Is escrow required for a mortgage? Understand when escrow accounts are optional, how they work, & why choosing one could help you secure a better mortgage rate. Read more

Unsure when refinance fees are due? Get a clear, simple breakdown of what you’ll pay upfront, at closing, or after, so you can plan ahead with confidence. Read more