Can you change your interest rate after locking?

Learn what a hard credit check is, how it affects your credit score, and why lenders use it when you're applying for a mortgage or new line of credit. Read more

Learn how to pay cash to close, what it covers, how it differs from closing costs, and the secure payment methods you’ll need to finalize your home purchase. Read more

A first mortgage lien, also known as a primary lien, is the primary legal claim your lender has on your home. Learn how it works & what happens if you default. Read more