Homebuying

Find out what your full mortgage payment is and how to calculate PITI, meaning the total monthly cost of owning a home — not just the home loan.

What does deed-restricted mean in real estate? Explore common examples, pros and cons, and where to find these rules on your property title.

Fixed versus adjustable-rate mortgages: Compare loans to find your best fit. Learn how rates adjust and which plan meets your financial goals.

A proposed 10% credit card interest cap could change borrowing, credit scores, and mortgage access. Here’s what homeowners and homebuyers should know.

What is a lender in real estate? Understand how mortgage lenders work, how they compare to brokers, and how to choose the right lender for your home loan.

Learn what a piggyback loan is, how it works, common structures, pros and cons, requirements, and alternatives to help you compare mortgage options confidently.

When selling a house, who pays for what, learn which costs buyers and sellers usually cover, from commissions to inspections, appraisals, to avoid surprises.

Is title insurance a waste of money? Learn how this one-time fee protects your purchase against potentially costly issues like past fraud and liens.

Learn what owner's title insurance is, when it’s worth it, and how it protects homeowners from hidden ownership risks and costly surprises after closing.

Learn how a real estate title search works, why it matters, and how it helps homebuyers avoid hidden risks and costly surprises before closing on a property.

What’s a loan term, and how does it affect your monthly payments? Learn how total interest costs work and why this decision shapes your long-term debt.

What is a single-family home? Learn about its features, pros and cons, and how to decide if this type of property is right for you in this smart guide.

Buying a home in 2026? The new conforming loan limits could boost your buying power and help you qualify with a lower down payment.

What is seller financing? Learn how it works, key pros and cons, and how it compares to conventional mortgages, so you can choose the best way to buy a home.

What is a title company? Learn how title companies handle title searches, closing, and title insurance, what documents they need, costs, and how to choose one.

Learn what an up-front mortgage insurance premium (UFMIP) is, how lenders calculate it, and explore ways to sidestep UFMIP on FHA loans.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

How much house can I afford with a $150k salary? Explore price-range estimates, common mortgage options, and tips for saving money in our guide.

Learn what a homeowners' insurance binder is, why lenders require it, what it includes, and how to get one fast today so your home closing stays on track.